Fynanz - Simply Smarter Loan Technology
Gradient
Loan Platform
5 Key Modules
to Drive Lending Success:
1. Marketing
Gradient's Centralized Marketing Module enables lending partners to develop and execute comprehensive marketing campaigns to their customers. This module includes on-demand customizable collateral for print and web.
2. Education
Gradient's College Resource Center Module provides a maintenance-free and dynamically updated financial literacy program for lending partners. The expert content includes “how-to” guides on the financial aid process and advice on college planning.
3. Underwriting
Gradient's Underwriting Module allows lenders to implement their own customized credit criteria and program guidelines. This includes a library of fully compliant loan documents supplied by Securian.
4. Origination
Gradient's Origination Module utilizes state-enabled technology assisted by professionally trained loan processors, resulting in a "ready to review" electronic loan package. This module provides school loan certifications
and disbursements via multiple
third-party technology providers.
5. Servicing
Gradient's Servicing Module integrates both borrower and lender servicing functionality within one interface. This module is built around multiple default prevention strategies, including in-school servicing options, various
payment collection methods,
24/7 account access, and a team
of trained customer
service professionals.